Article · GeoJournal

How does inclusion of digital finance, financial technology, and digital literacy unlock the regional economy across districts in Sumatra? A spatial heterogeneity and sentiment analysis

Ragdad Cani Miranti, Sabar I. Siregar and Ade B. Willyana June 26, 2024
Human capital & developmentSpatial econometrics

Using district-level nightlight and digitalization data for 2019-2022 with Geographically Weighted Regression, this paper shows that digital finance, financial technology, and digital literacy have positive but spatially heterogeneous effects on the regional economy across the districts of Sumatra.

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